Unified Payment System

A full-fledged business solution that allows telecom operators to deploy a partner network for receiving payments in a short time and provide subscribers with mobile commerce services

The solution has been enabling payment services of Russia/CIS operators for over 10 years.

Key features

UPS links subscribers' bank and mobile accounts, allowing the telecom operator to carry out mobile commerce operations and provide subscribers with the ability  to  pay for  goods and services  from the mobile device account.

The multifunctional solution will allow you to quickly deploy a partner network for accepting payments and regularly replenish the list of partners, enabling the necessary business processes of the operator: registration and further management of the resellers (their contacts and the technical settings of integration), controlling the reseller’s account. Also the system is able to prevent fraudulent attempts, tracking the operations of the reseller’s employees.

Thanks to building blocks design of the system, the operator can independantly selevt an individual set of services and configure the required functionality.

The platform architecture unifies the operator's business process and facilitate sand simplifies  integration,  which significantly accelerates the launch of new  products and services of the  operator.

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a wide range of payment services
tuning agility of processes and integrations
fast deployment of the system
reliability

Business value

ARPU

growth

profit

additional income from mobile commerce

optimization

reduction maintenance and integration of payment services costs

NPS

growth of NPS due to the bonus systems

TTM

reduced

How it works?

The solution is presented in the form of separate integration gateways with unified processes built on a single technological platform. Separated by functional building blocks, it allows the operator to choose the configuration that is most suitable for solving the set business problems.

UPS

MobiPay — enables crediting of funds received through the partner network to the subscriber's personal account in the billing system.

Mobile commerce is a service for subscribers that allows to make payments for various services (other than communication services) using the mobile phone.

PaidCard and Card Activator — enables the full life cycle of advance cards, express payment cards, electronic vouchers and promo codes.

Additional services

BalanceTransfer - transfer funds from one mobile account to the account of another subscriber.

Auto payment - automatically replenish the personal mobile account of the subscriber from his bank card when the balance threshold is reached.

Loyalty program – based on the bonus system and cashback.

UPS Bercut contributes to the expansion of the partner ecosystem and ensures the growth of the operator's profits.

Usage scenarios

The story of a startup's development

570 000 subscribers

790 subscribers (during the holiday period)

10% transitions on MNP

the largest subscriber base in the assigned territory

MNP IN@Voice PCRF UPS BSS BI&DWH billing system platforms

In December 2015, Bercut partnered in launch of a mobile operator in a resort zone of one of the CIS countries.

How Sber and Bercut created the most innovative MVNO

growth of revenue by 3.5 times

the Most Innovative MVNO at the MVNO Awards 2020

> 1 M subscribers

full MVNO

MVNO

In September 2018, a new mobile virtual network operator was introduced to the Russian telecom market ― SberMobile by Sberbank. Two years later it was recognized as the Most Innovative MVNO at the MVNO Awards 2020. The operator was created by the largest Russian bank in close cooperation with Bercut, an international provider of solutions for CSPs.

Attached products

BSS Bercut is a set of business-oriented solutions for a long-term technological development of telecom operators. BSS Bercut solutions allow operators to manage their business processes (products, revenues, customer interactions, etc.)

is a system for automated testing of the BSS billing system (IN@Voice) and the external environment

is a platform for managing partner services in the operator’s ecosystem

PCRF is a platform for managing policies of service provisioning and customer service quality

The system for transferring subscriber numbers from one operator to another

CareM is a solution for organizing a single structure of self-service of subscribers, that allows the subscriber to independently manage connections to the operator's services and monitor the information in his personal profile

Converged billing system for business monetization and development of digital ecosystems

27 December 2022

Bercut helps Tele2 create new products under other rules

Bercut remained in the shadow of Tele2 for a long time. The technological solutions delivered by the company to Tele2 have drastically changed the performance of that telecom giant. Making payments by a smartphone, retaining a mobile number after switch to another operator and selling unused traffic — all those services have been successfully implemented, also due to Bercut involvement as a BSS partner.